Why You Need a Will - Even If You Think You Don't Need One

Brian Privett, J.D.

Stotts Law Group

Starting planning for a will can be an easy process.

It’s something many people put off — creating a will. For some, it feels too serious. For others, it seems unnecessary, especially if they’re young or don’t own much. But here’s the reality: having a will is one of the most practical decisions you can make. It’s not about how much you own — it’s about making sure your wishes are known and your loved ones are protected.

A Will Puts You in Control

At its core, a will is a legal document that outlines what happens to your assets after you pass away. That includes everything from your bank accounts and property to sentimental belongings. Without a will, state laws determine how your estate is divided — and that process may not reflect your values or intentions.

Creating a will gives you control. You get to decide who receives what, and in what proportions. You can also name an executor — someone you trust to carry out your wishes and manage your estate.

It’s Especially Important If You Have Children

One of the most critical reasons why you need a will is to name a guardian for your minor children. This ensures that, in the event of your death, your children are cared for by someone you trust. Without this step, a court will decide who takes on that role. Making that choice now can spare your family unnecessary legal complications later.

Wills Can Help Prevent Conflict

Even in the closest families, disagreements can arise during emotionally difficult times. A will provides clarity and reduces the chances of disputes or confusion about what you wanted. It helps your family move forward with less stress and fewer legal hurdles.

You Can Include Special Instructions

A will also allows you to make specific plans — whether it’s donating to a cause you care about, setting aside money for a loved one’s education, or arranging care for a pet. These are the kinds of details that often get lost without clear direction.

It Doesn’t Have to Be Complicated

Creating a will isn’t as intimidating as it sounds. With the help of an attorney or a reputable online service, the process can be straightforward and affordable. And remember, a will isn’t permanent — you can and should update it as your life changes, whether you get married, have children, or experience other major milestones.

---

The takeaway? Having a will isn’t just about planning for the end — it’s about protecting the people you care about and making sure your legacy reflects your wishes. Whether you have a little or a lot, a will gives you a voice and provides peace of mind. It’s a simple step that can make a world of difference.

Brian Privett is an Attorney licensed in Kentucky and can be contacted at brian@stottslawgroup.com. This has been provided for general information only and does not constitute legal advice.